Terms

Terms of Use

Please read these terms carefully before using this website. By accessing or using the site, you agree to be bound by these terms of use and our privacy policy, which forms part of them. If you do not agree, you should not use this website.

Important Information for Retail Investors

The information on this website, and in any communication linking to it, is provided for general information purposes only. It does not constitute investment advice, a recommendation, or an offer to buy or sell any investment. You should not rely on this information when making financial decisions.

This website is intended for retail investors in the United Kingdom only. It is not directed at, or intended for use by, persons in any jurisdiction where access to such information would be unlawful.

Where any content on this website constitutes a financial promotion for the purposes of the Financial Services and Markets Act 2000, it is issued and approved by Royal Exchange Investment Management Ltd for distribution in the United Kingdom only.

References to “Royal Exchange”, “we”, “us”, or “our” mean the owner of this website, whose registered office is 1 King William Street, London EC4N 7AF. References to “you” mean any user of this website.

Links to Other Websites

This website may include links to third-party websites for your convenience. We do not control or take responsibility for the content of those websites and do not endorse them.

Risk Warnings

All investments carry risk. Past performance is not a reliable indicator of future results. The value of investments and any income from them may fall as well as rise, and you may get back less than you invest.

Investments that involve overseas assets may be affected by changes in exchange rates. Tax treatment depends on your individual circumstances and may change in the future. You should consider seeking independent financial or tax advice before making any investment decision.

Some investments may be difficult to sell or value, particularly where there is no recognised market.

Regulatory Information

Royal Exchange is a trading name of Royal Exchange Investment Management Ltd, which is authorised and regulated by the Financial Conduct Authority.

Data Protection and Cookies

We are committed to protecting your personal information and have appropriate measures in place to keep it secure. We use cookies to help improve the performance and usability of this website and to understand how it is used.

You can manage or disable cookies through your browser settings. Please note that restricting cookies may affect the functionality of the website.

Complaints

If you have a complaint about our services, products, or advice, please contact our compliance officer at:

John Cairnduff
Royal Exchange Investment Management Ltd
1 King William Street
London EC4N 7AF

If your complaint cannot be resolved, you may be able to refer it to the Financial Ombudsman Service, subject to eligibility and time limits.

Financial Ombudsman Service
Exchange Tower
London E14 9SR